What should I do following an auto or truck accident?
1. If in an automobile accident, Call 911.
2.Do not move your vehicle until the police arrive unless it is in harms way. 3.If you are injured, remain in your vehicle until the ambulance arrives. Leave your vehicle only if it is in a dangerous position or area. 4.Obtain the name, address, and telephone number of the driver of the vehicle that hit you. Also obtain the name, address, and phone number of any witness and the driver's insurance company. 5. Attempt to photograph the accident scene prior to the vehicles being moved. If you cannot photograph the scene as soon as possible photograph the damage to your vehicle or the vehicle you were in. 6.Ask for the name of the responding police officer and the police agency he or she works for. 7. If you are injured, or think you might be injured, seek medical attention. An ambulance will be called if you are hurt.
8. Obtain a copy of the police report from the police department that responded to the accident scene. If the police department took pictures and conducted an accident reconstruction, request a copy of the reconstruction report and the pictures. 9. Notify your own insurance company regardless of whether you were at fault. Kentucky is a No-fault state which means it will pay for your medical bills regardless of who is at fault. Kentucky requires a minimum of $10,000 in medical coverage to be provided for the driver and all passengers in the automobile. This is commonly referred to as PIP coverage. 10. Many insurance companies will send adjusters to the hospital or to your home soon after the accident to attempt settling with you for your injuries. Do not settle or sign any document provided by the insurance company without seeking the assistance of an attorney.
What information will my attorney need?
1. Seek medical treatment immediately or as soon as possible.
2. Follow your treating physicians' medical advice and orders.
3. Do not cancel appointments with your doctor unless it is necessary.If you cannot make it to an appointment, call and reschedule.NEVER FAIL TO SHOW UP FOR YOUR APPOINTMENT. ALWAYS CALL AND RESCHEDULE!A doctor's office will document a rescheduled appointment differently than a no-show.Insurance Companies use a no-show against you.
4. Hire an attorney you can trust.Be honest with your attorney.Explain all prior medical conditions.Prior injuries may not hurt you like you think.
5. Keep all medical bills and all documented expenses incurred due to your injuries.
6. Keep track of your time off from work because you may be compensated for this time off.
7. Despite the fact that your employer may provide payment to you in the form of sick time, you can still recover for having to use this time in relation to the injuries caused by another.
8.Be honest with your attorney regarding past criminal history. Past criminal history may not hurt you like you think. Do not attempt to handle a claim yourself.Insurance adjusters are professionals and will act in the insurance company's best interest.Let the Law Office of Milton S. Goff, III handle your claim in a professional manner and in your best interest.
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The information contained in these web pages are for general informational purposes only and do not constitute legal advice or a contractual agreement to represent any potential client. The information represents the most current trends in the law and may change at any given period of time. To assure the most accurate information is obtained you should contact an attorney.
